Free cashless hospital cover of ₹5 lakh a year for poor and vulnerable families and all citizens aged 70+.
Ministry of Health and Family Welfare
💰 Benefit: Cashless hospital cover of ₹5 lakh per family per year; citizens aged 70+ get cover of up to ₹5 lakh per year of their own
Always verify eligibility on the official website before applying. Scheme rules may change. Facts last checked against the official source on 15 October 2026.
No. All members of an eligible family are covered at any age, and all citizens aged 70 and above are eligible irrespective of income.
There is no income limit. Families qualify through SECC 2011 deprivation or occupational criteria or state databases, and seniors aged 70+ qualify regardless of income.
₹5 lakh per family per year for cashless hospital treatment, including 3 days pre- and 15 days post-hospitalisation expenses.
Yes. If their family is already covered, seniors 70+ get a top-up of up to ₹5 lakh a year not shared with members under 70. Others get ₹5 lakh a year shared among the family's 70+ members.
Aadhaar is mandatory for e-KYC. A ration card or family ID helps find your family in the list; seniors aged 70+ need only Aadhaar.
Use beneficiary.nha.gov.in or the Ayushman app, or visit a CSC or empanelled hospital. For help, call 14555 or give a missed call to 1800-110-770.