Government Schemes

Find schemes you may be eligible for.

Showing 60 schemes

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National Apprenticeship Promotion Scheme

Ministry of Skill Development

Benefit25% stipend reimbursement to employer + basic training cost sharing

StateCentral (All India)

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All

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Pradhan Mantri Garib Kalyan Anna Yojana (Free Ration)

Ministry of Consumer Affairs, Food and Public Distribution (Department of Food and Public Distribution)

BenefitFree foodgrains: 35 kg per AAY household per month; 5 kg per Priority Household member per month (1 Jan 2024 to 31 Dec 2028)

StateCentral (All India)

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All

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Deen Dayal Upadhyaya Grameen Kaushalya Yojana

Ministry of Rural Development

BenefitFree placement-linked skill training (3–12 months), free uniform and study material, free food and stay in residential courses (₹100 per training day in non-residential courses), government-recognised certificate, and placement support

StateCentral (All India)

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All

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Indira Gandhi National Disability Pension Scheme

Ministry of Rural Development

Benefit₹300 per month central share plus state top-up

StateCentral (All India)

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All

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National Safai Karamcharis Finance and Development Corporation

Ministry of Social Justice

BenefitEducation loan at 4% interest + livelihood loan at 5% + housing loan

StateCentral (All India)

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All

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PM Surya Ghar Muft Bijli Yojana

Ministry of New and Renewable Energy

BenefitSubsidy ₹30,000 to ₹78,000 for solar installation + free electricity up to 300 units

StateCentral (All India)

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All

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DAY National Urban Livelihoods Mission

Ministry of Housing and Urban Affairs

BenefitSkill training + ₹2 lakh loan at 7% interest + SHG support + shelter for homeless

StateCentral (All India)

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All

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SVAMITVA Scheme for Rural Property Rights

Ministry of Panchayati Raj

BenefitLegal property ownership document for rural house + access to bank loans against property

StateCentral (All India)

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All

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Jal Jeevan Mission Household Tap Connection

Ministry of Jal Shakti

BenefitFree tap water connection at home + safe drinking water supply

StateCentral (All India)

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All

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e-SHRAM Portal for Unorganised Workers

Ministry of Labour and Employment

BenefitFree registration + ₹2 lakh accident insurance + priority access to all govt schemes

StateCentral (All India)

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All

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Pradhan Mantri Jan Dhan Yojana

Ministry of Finance

BenefitZero balance account + ₹1 lakh accident insurance + ₹30,000 life cover + ₹10,000 overdraft

StateCentral (All India)

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All

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Pradhan Mantri Kaushal Vikas Yojana

Ministry of Skill Development and Entrepreneurship

BenefitFree short term skill training + certification + ₹8,000 reward on completion

StateCentral (All India)

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All

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Ayushman Bharat Pradhan Mantri Jan Arogya Yojana

Ministry of Health and Family Welfare

BenefitCashless hospital cover of ₹5 lakh per family per year; citizens aged 70+ get cover of up to ₹5 lakh per year of their own

StateCentral

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All

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Mahatma Gandhi National Rural Employment Guarantee Act

Ministry of Rural Development

BenefitGuaranteed 100 days of unskilled manual work.

StateCentral

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All

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Pradhan Mantri Jeevan Jyoti Bima Yojana

Ministry of Finance

BenefitLife cover of ₹2 lakh for a premium of ₹436/year.

StateCentral

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All

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Pradhan Mantri Suraksha Bima Yojana

Ministry of Finance

BenefitCover of ₹2 lakh for accidental death/disability for ₹20/year.

StateCentral

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All

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Atal Pension Yojana

Ministry of Finance

BenefitGuaranteed minimum pension of ₹1,000 to ₹5,000/month after 60.

StateCentral

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All

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Pradhan Mantri Awas Yojana - Urban 2.0

Ministry of Housing and Urban Affairs

Benefit₹2.5 lakh per house for EWS under BLC/AHP (Centre ₹1.5 lakh + State ≥₹1 lakh in most states); up to ₹1.80 lakh home-loan interest subsidy (ISS) for EWS/LIG/MIG; affordable rental housing (ARH)

StateCentral

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All

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Pradhan Mantri Awaas Yojana - Gramin

Ministry of Rural Development

Benefit₹1.20 lakh (plains) / ₹1.30 lakh (NE & hill states, J&K, Ladakh) + 90/95 days MGNREGS wages + ₹12,000 for toilet via SBM-G; optional loan up to ₹70,000

StateCentral

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All

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DigiLocker

Ministry of Electronics and IT

BenefitFree digital locker to receive government-issued documents that are legally at par with originals, plus 1 GB storage for your own uploads

StateCentral

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Student

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Pradhan Mantri Vidyalaxmi Scheme (PM-Vidyalaxmi)

Ministry of Education (Department of Higher Education)

BenefitCollateral-free and guarantor-free education loan (no maximum cap); 75% govt credit guarantee on loans up to Rs 7.5 lakh; 3% interest subvention on loans up to Rs 10 lakh during moratorium for family income up to Rs 8 lakh

StateCentral (All India)

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Student

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Automated Permanent Academic Account Registry (APAAR) - One Nation, One Student ID

Ministry of Education

BenefitUnique lifelong 12-digit academic ID linked to Academic Bank of Credits (ABC) and DigiLocker for storing marksheets, certificates and credits

StateCentral (All India)

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Student

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Prime Minister's Internship Scheme (PMIS)

Ministry of Corporate Affairs

BenefitAt least ₹9,000 per month, insurance cover under PMJJBY and PMSBY, and an internship certificate

StateCentral (All India)

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Farmer

Good Match

National Bamboo Mission

Ministry of Agriculture & Farmers Welfare

Benefit50% of plantation cost (unit cost ₹1 lakh/ha, about ₹240/plant) paid over 3 years, 10% extra in North-East; 50% back-ended subsidy for nurseries and processing units; training and market support

StateCentral (All India)

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Artisan

Good Match

Concessional Credit / Weaver MUDRA Scheme

Ministry of Textiles (Office of the Development Commissioner for Handlooms)

BenefitBank loan for working capital and equipment with margin money assistance of 20% of the loan amount (up to ₹25,000 for individual weavers). Handloom organisations also get a 6% concessional interest rate for 3 years and GoI-paid credit guarantee fee.

StateCentral (All India)

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All

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Nai Manzil Scheme for Minority Youth

Ministry of Minority Affairs

BenefitFree bridge course for Class 8/10 certificate + free skill training + job placement support

StateCentral (All India)

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All

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Seekho Aur Kamao Skill Development for Minorities

Ministry of Minority Affairs

BenefitFree skill training in modern trades + placement assistance + stipend during training

StateCentral (All India)

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Women

Good Match

Indira Gandhi National Widow Pension Scheme (IGNWPS)

Ministry of Rural Development

Benefit₹300/month central assistance (age 40-79), ₹500/month from age 80, plus state top-up (varies by state)

StateCentral (All India)

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Women

Good Match

Deendayal Antyodaya Yojana – National Rural Livelihoods Mission

Ministry of Rural Development

BenefitRevolving Fund ₹20,000–30,000 per SHG + Community Investment Fund up to ₹2.5 lakh per SHG (via federations) + collateral-free bank loans up to ₹20 lakh + 7% interest on loans up to ₹3 lakh + ₹5,000 overdraft for members with Jan Dhan accounts

StateCentral (All India)

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Senior Citizen

Good Match

Rashtriya Vayoshri Yojana

Ministry of Social Justice and Empowerment

BenefitFree physical aids and assisted-living devices (walking sticks, crutches, walkers, tripods/quadpods, hearing aids, wheelchairs, artificial dentures, spectacles)

StateCentral (All India)

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Student

Good Match

PM Special Scholarship Scheme for NE Students

Ministry of Education

Benefit₹30,000 to ₹1.25 lakh per year for tuition and living expenses

StateCentral (All India)

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Senior Citizen

Good Match

Indira Gandhi National Old Age Pension Scheme

Ministry of Rural Development

Benefit₹200 to ₹500 per month for elderly BPL citizens

StateCentral (All India)

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Entrepreneur

Good Match

PM Formalization of Micro Food Processing Enterprises

Ministry of Food Processing Industries

Benefit35% credit linked subsidy up to ₹10 lakh for upgrading micro food business

StateCentral (All India)

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Farmer

Good Match

Fisherman Kisan Credit Card Scheme

Ministry of Fisheries Animal Husbandry

BenefitCredit limit ₹2 lakh at 4% interest after subsidy for fishing activities

StateCentral (All India)

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Farmer

Good Match

Kisan Credit Card Scheme for Farmers

Ministry of Agriculture

BenefitCrop loan at 4% effective interest + personal accident insurance + asset insurance

StateCentral (All India)

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Farmer

Good Match

Pradhan Mantri Fasal Bima Yojana

Ministry of Agriculture

BenefitCrop insurance coverage at 1.5% to 5% premium with govt subsidy on balance

StateCentral (All India)

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Entrepreneur

Good Match

Animal Husbandry Infrastructure Development Fund

Ministry of Fisheries Animal Husbandry

Benefit3% interest subvention on loan for setting up dairy processing or meat processing unit

StateCentral (All India)

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Entrepreneur

Good Match

Pradhan Mantri YUVA Entrepreneurship Scheme

Ministry of Education

BenefitFree entrepreneurship course + mentorship + seed funding support through incubators

StateCentral (All India)

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All

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PM DAKSH Skill Development for SC OBC DNT

Ministry of Social Justice

BenefitFree short and long term skill training + stipend during training + placement assistance

StateCentral (All India)

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Student

Good Match

Central Armed Police Forces Scholarship NE

Ministry of Home Affairs

Benefit₹3,000 per month for boys and ₹3,600 per month for girl students

StateCentral (All India)

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Farmer

Good Match

PM Kisan Maan Dhan Yojana Pension for Farmers

Ministry of Agriculture

Benefit₹3,000 per month pension after age 60 with monthly contribution matching by government

StateCentral (All India)

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Entrepreneur

Good Match

PM Employment Generation Programme Urban

Ministry of MSME KVIC

Benefit15% to 35% subsidy on project cost up to ₹50 lakh for manufacturing and ₹20 lakh for service

StateCentral (All India)

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Farmer

Good Match

Agriculture Infrastructure Fund

Ministry of Agriculture

Benefit3% interest subvention on loan up to ₹2 crore + credit guarantee for eligible projects

StateCentral (All India)

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Artisan

Good Match

Artisan Credit Card for Handicraft Workers

Ministry of Textiles

BenefitCredit up to ₹2 lakh at subsidised interest for raw material and working capital

StateCentral (All India)

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Entrepreneur

Good Match

Prime Minister's Employment Generation Programme

Ministry of Micro, Small and Medium Enterprises

BenefitSubsidy up to 35% on project cost for micro-enterprises.

StateCentral

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Artisan

Good Match

PM Street Vendor's AtmaNirbhar Nidhi

Ministry of Housing and Urban Affairs

BenefitWorking capital loan up to ₹10,000, ₹20,000, and ₹50,000.

StateCentral

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Entrepreneur

Good Match

Startup India Seed Fund Scheme

Ministry of Commerce and Industry

BenefitUp to ₹20 lakh for validation and ₹50 lakh for commercialization.

StateCentral

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Farmer

Good Match

Pradhan Mantri Kisan Samman Nidhi

Ministry of Agriculture & Farmers Welfare

Benefit₹6,000 per year in three equal installments.

StateCentral

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Women

Good Match

Pradhan Mantri Matru Vandana Yojana

Ministry of Women and Child Development

BenefitCash incentive of ₹5,000 in three installments.

StateCentral

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Student

Good Match

PM Poshan Scheme (Mid Day Meal)

Ministry of Education

BenefitFree hot cooked meal on school days.

StateCentral

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Entrepreneur

Good Match

Pradhan Mantri Mudra Yojana - Tarun

Ministry of Finance (Department of Financial Services)

BenefitCollateral-free loan above ₹5 lakh and up to ₹10 lakh. After successful repayment, eligible for Tarun Plus (₹10–20 lakh).

StateCentral

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Entrepreneur

Good Match

Pradhan Mantri Mudra Yojana - Kishore

Ministry of Finance (Department of Financial Services)

BenefitCollateral-free loan above ₹50,000 and up to ₹5 lakh.

StateCentral

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Entrepreneur

Good Match

Pradhan Mantri Mudra Yojana - Shishu

Ministry of Finance (Department of Financial Services)

BenefitCollateral-free loan up to ₹50,000.

StateCentral

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Artisan

Good Match

PM Vishwakarma Yojana

Ministry of Micro, Small and Medium Enterprises

BenefitToolkit incentive of ₹15,000 and collateral-free loans.

StateCentral

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Student

Partial Match

Dr Ambedkar Scheme of Interest Subsidy on Education Loan

Ministry of Social Justice and Empowerment

BenefitFull interest subsidy during moratorium period on education loan

StateCentral (All India)

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Women

Partial Match

Pradhan Mantri Ujjwala Yojana

Ministry of Petroleum and Natural Gas

BenefitDeposit-free LPG connection with first refill and stove free, plus ₹300 subsidy per 14.2 kg refill (annual refill limit applies)

StateCentral (All India)

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Entrepreneur

Partial Match

SC ST Hub Scheme for Entrepreneurs

Ministry of MSME

BenefitMentoring + capacity building + market linkage + govt procurement preference

StateCentral (All India)

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Student

Partial Match

Tribal Research Institute Fellowship and Scholarship

Ministry of Tribal Affairs

BenefitMonthly fellowship ₹5,000 to ₹25,000 depending on level of study

StateCentral (All India)

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Women

Partial Match

Sukanya Samriddhi Yojana

Ministry of Finance

BenefitHigh interest rate and tax benefits under Section 80C.

StateCentral

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Student

Partial Match

Scheme of Free Coaching for SCs, OBCs and beneficiaries of PM CARES Children Scheme

Ministry of Social Justice & Empowerment

BenefitCourse fee up to ₹75,000 (varies by exam) + ₹4,000/month stipend for up to 12 months + ₹15,000 for interview coaching after clearing Civil Services mains.

StateCentral

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