Pradhan Mantri Jan Dhan Yojana

Financial inclusion scheme providing zero balance bank account with insurance and overdraft facility.

Ministry of Finance

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💰 Benefit: Zero balance account + ₹1 lakh accident insurance + ₹30,000 life cover + ₹10,000 overdraft

Who Can Apply

  • Income: No income limit
  • Category: All
  • State: Central (All India)

Eligibility Criteria

  • •Any Indian citizen
  • •No minimum age
  • •No minimum balance required
  • •Unbanked individuals prioritised
  • •One account per person

Documents You Need

  • ☐Aadhaar Card
  • ☐Passport size photo
  • ☐Any KYC document
  • ☐Mobile number
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🌐 Apply on Official Website →
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Always verify eligibility on the official website before applying. Scheme rules may change.

Frequently Asked Questions

Who is eligible for PMJDY?+

Any Indian citizen No minimum age No minimum balance required

What is the income limit for PMJDY?+

No income limit

What is the benefit under PMJDY?+

Zero balance account + ₹1 lakh accident insurance + ₹30,000 life cover + ₹10,000 overdraft

Which documents are needed for PMJDY?+

Aadhaar Card, Passport size photo, Any KYC document, Mobile number.

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