Pradhan Mantri Awaas Yojana - Gramin

Help for houseless and kutcha-house rural families to build a pucca house of at least 25 sq m: ₹1.20-1.30 lakh plus MGNREGS wages and toilet support.

Ministry of Rural Development

🟢 Active👤 All

💰 Benefit: ₹1.20 lakh (plains) / ₹1.30 lakh (NE & hill states, J&K, Ladakh) + 90/95 days MGNREGS wages + ₹12,000 for toilet via SBM-G; optional loan up to ₹70,000

Who Can Apply

  • Income: Excluded if household monthly income exceeds ₹15,000 or any member pays income tax
  • Category: All (60% of targets earmarked for SC/ST)
  • State: Central

Eligibility Criteria

  • •Rural household that is houseless or living in a kutcha house (0, 1 or 2 rooms with kutcha walls and roof)
  • •Identified through SECC 2011 / Awaas+ 2018 / Awaas+ 2024 survey and verified by the Gram Sabha
  • •Not excluded: no member a government employee or income-tax payer; household monthly income not above ₹15,000; no KCC with limit of ₹50,000 or more; not owning more than 2.5 acres of irrigated land
  • •No pucca house owned

Documents You Need

  • ☐Aadhaar Card (e-KYC face authentication)
  • ☐MGNREGS Job Card
  • ☐Aadhaar-linked bank or post office account details
📋 Download Checklist📧 Email Me This Checklist

How to Apply for PMAY-G

  1. 1Contact your Gram Panchayat to check whether your household is on the PMAY-G Permanent Wait List (SECC 2011 / Awaas+).
  2. 2If you are not listed, register through the Awaas+ 2024 mobile app, either by self-survey or with a registered surveyor, using Aadhaar face authentication.
  3. 3The surveyor or app captures geo-tagged photos of your current house and the proposed construction site.
  4. 4The list is verified by the Gram Sabha. After sanction, give your Aadhaar, MGNREGS job card and bank account details.
  5. 5Choose a house design (at least 25 sq m) and start building; money is paid by DBT in instalments after geo-tagged photos of each stage.
  6. 6Claim 90/95 days of MGNREGS wages and ₹12,000 toilet support through SBM-G or MGNREGS.
🌐 Apply on Official Website →
⚠️

Always verify eligibility on the official website before applying. Scheme rules may change. Facts last checked against the official source on 15 October 2026.

Frequently Asked Questions

How much money is given under PMAY-Gramin?+

₹1.20 lakh in plain areas and ₹1.30 lakh in North Eastern and hill states/UTs. You also get 90/95 days of MGNREGS wages (about ₹27,000) and ₹12,000 for a toilet through SBM-G or MGNREGS.

What is the income limit for PMAY-G?+

There is no fixed annual income slab. A household is excluded if its monthly income is above ₹15,000, if a member pays income tax, or if a member is a government employee.

Is there an age limit?+

No age limit is set. Selection is by household housing condition and the exclusion criteria, using SECC 2011 and Awaas+ survey data.

How can I apply if my name is not on the list?+

Register through the Awaas+ 2024 mobile app, either by self-survey or with a surveyor. Your Gram Panchayat can help, and the Gram Sabha verifies the list.

Which documents are needed?+

Aadhaar (for e-KYC), an MGNREGS job card and an Aadhaar-linked bank or post office account.

Can I take a loan to build a bigger house?+

Yes. You can optionally take an institutional loan of up to ₹70,000 at a reduced interest rate, in addition to the grant.

Other All Schemes

Mahatma Gandhi National Rural Employment Guarantee Act

Active

Pradhan Mantri Jeevan Jyoti Bima Yojana

Active

Pradhan Mantri Suraksha Bima Yojana

Active

← Back to All Schemes