Stand Up India Scheme

Bank loans between ₹10 lakh and ₹1 crore for SC/ST and women entrepreneurs to set up greenfield enterprises.

Ministry of Finance (Department of Financial Services)

🔴 Closed👤 Entrepreneur

💰 Benefit: Composite bank loan (term loan plus working capital) between ₹10 lakh and ₹1 crore for a greenfield enterprise, repayable in up to 7 years including up to 18 months' moratorium.

Who Can Apply

  • Age limit: 18 years or above
  • Income: No income limit
  • Category: SC, ST, Women
  • State: Central (All India)

Eligibility Criteria

  • •SC/ST or woman entrepreneur
  • •Age above 18 years
  • •Setting up a greenfield (first-time) project
  • •In manufacturing, services, trading or activities allied to agriculture
  • •Must bring at least 10% of the project cost as own contribution (margin up to 15% can use eligible government schemes)

Documents You Need

  • ☐Aadhaar Card
  • ☐Category certificate SC/ST or gender proof
  • ☐Business plan
  • ☐Bank account details
  • ☐Address proof business premises
  • ☐Passport size photo
  • ☐PAN Card

How to Apply for Stand Up India

  1. 1Check that you are an SC/ST or woman entrepreneur above 18 setting up a new (greenfield) business in manufacturing, services, trading or an agri-allied activity.
  2. 2Prepare a project report and arrange at least 10% of the project cost as your own contribution.
  3. 3Register on the Stand-Up Mitra portal (standupmitra.in) for guidance, from training to filling in the loan application.
  4. 4Apply online through standupmitra.in or jansamarth.in, or at a Scheduled Commercial Bank branch.
  5. 5Submit the documents the bank asks for and attend the bank's appraisal.
  6. 6Before applying, confirm with your bank whether the scheme or its successor is open, as the scheme period ended on 31 March 2025.
🌐 Apply on Official Website →
⚠️

Always verify eligibility on the official website before applying. Scheme rules may change. Facts last checked against the official source on 15 October 2026.

Frequently Asked Questions

Is Stand-Up India still open?+

According to the Department of Financial Services, the Stand-Up India scheme ran up to 31 March 2025. Budget 2025-26 announced a new scheme with term loans up to ₹2 crore for 5 lakh first-time women, SC and ST entrepreneurs, which was still being prepared.

Who is eligible for Stand-Up India?+

SC/ST and women entrepreneurs above 18 years of age setting up a greenfield (first-time) enterprise in manufacturing, services, trading or agri-allied activities.

How much loan can I get?+

A composite loan (term loan plus working capital) between ₹10 lakh and ₹1 crore from Scheduled Commercial Banks.

How much money do I need to bring myself?+

At least 10% of the project cost. Margin money of up to 15% can be met with help from eligible central or state government schemes.

What is the repayment period?+

Up to 7 years, including a moratorium of up to 18 months.

Is there an age or income limit?+

You must be above 18. No upper age limit or income limit is stated.