Bank loans between ₹10 lakh and ₹1 crore for SC/ST and women entrepreneurs to set up greenfield enterprises.
Ministry of Finance (Department of Financial Services)
💰 Benefit: Composite bank loan (term loan plus working capital) between ₹10 lakh and ₹1 crore for a greenfield enterprise, repayable in up to 7 years including up to 18 months' moratorium.
Always verify eligibility on the official website before applying. Scheme rules may change. Facts last checked against the official source on 15 October 2026.
According to the Department of Financial Services, the Stand-Up India scheme ran up to 31 March 2025. Budget 2025-26 announced a new scheme with term loans up to ₹2 crore for 5 lakh first-time women, SC and ST entrepreneurs, which was still being prepared.
SC/ST and women entrepreneurs above 18 years of age setting up a greenfield (first-time) enterprise in manufacturing, services, trading or agri-allied activities.
A composite loan (term loan plus working capital) between ₹10 lakh and ₹1 crore from Scheduled Commercial Banks.
At least 10% of the project cost. Margin money of up to 15% can be met with help from eligible central or state government schemes.
Up to 7 years, including a moratorium of up to 18 months.
You must be above 18. No upper age limit or income limit is stated.